Monday, December 27, 2021

Work work work work work


To be honest I haven't had 5 minutes to blog, it's been all work work work work work as Rhianna said and yes for the first time in my life I'm working between Christmas and New Year. Yikes! Or....is it?

Now you would think given I'm only coming up to 6 months as a FIRE alumni dropout that this would grind my gears in so many different ways and on so many different levels but...

I'm actually fine....

Honestly...

I don't feel bad because I know I'm on a mission, I can safely say I've been re-bitten by the savings bug once more. It's every bit as addictive as it was back at the end of 2017 but the difference now is I know exactly what I'm aiming towards whereas back then it was kind of a moving target..

You see, it's all well and good saving for retirement when you know exactly what it's going to look like, your accommodations, the cost of electricity, cost of your transportation....yadayadayada.. 

Fact is I kinda had an idea but the reality is it was actually impossible to know what the future looked like back in 2017, even after Oklahoma we really had no clue what our future financial requirements were going to be since we hadn't reached the Isle of Wight yet.

So.....now?

Yes! We know exactly how much we need to retire-retire. For good this time. So that is what we're working towards.

Savings rate is currently sitting at 85% so very exciting stuff once more. Love it to be honest.

Again the mission means we have nothing in common with colleagues who are using their income to purchase yet mo' chit.. (Inside Bangkok BTS Light Rail station joke anyone?) we're blazing a trail once more to raise cash and it's every bit as addictive as it always was with the same feelgood factor.

Not completely addicted though, we know when enough is enough (is enough..) and will promptly bail and return to normal service once that moment arrives and we have the funds for our final retirement property.

Done and dusted.

So already excited going into 2022 with quarterly savings goals, Isle of Wight home visit plans etc. 

I don't think we'll ever spend Christmas in the USA again, just can't see it. We really miss the family and friends we have in our established life back in the IOW and there is a house there fully furnished with car out front we can easily slide back into. Staying here made no sense on the surface of it, even just for the few days

We went down to Husdon, FL to hang out at an Airbnb and it was a balmy 80 degrees warm Christmas but in reality just didn't feel right. Just not the same as it used to be when we were here back in 2016.

That's even with the latest Covid calamities that are going on over there, hopefully it won't be like this next year... fingers crossed.

Aside from that for 2022 I just started giving the Wim Hof Method a go with the 2 minute cold showers and 20 minute breathing exercises per day to make the body more alkaline and oxygenated as well as improving the cardiovascular system. So far so good, I'll update more on that as next year progresses.

Apart from that I sold our monumental position in Hasbro (HAS) which has carried a stalled dividend for a couple of years now. Finally gave up waiting for a raise to keep up with inflation, time to bail.

With the ample proceeds I bought Huntington Ingalls (HII), Intel (INTC) and Prudential Insurance (PRU) nice bit of diversification there I thought. Military ships from Huntington after being spun off from Northrop, Intel for the chips shortage and better days ahead and Prudential for the simple reason I think you can't have enough high quality insurance companies.

Anyways back to work work work work work. Keep singing it Rihanna!!

Long HII, INTC and PRU.

Love to all and happy new year!

DD4L